Guides

Plain-English explanations of the formulas and rules behind Tokkucal's calculators — GST slabs, how EMI is worked out, and what actually happens to your salary between CTC and take-home pay.

GST Rates in India 2026: Full List of Slabs After the GST 2.0 Reform The current GST slab structure after the 2025 GST 2.0 reform, and what moved where. How EMI Is Calculated: Formula, Step-by-Step Example and Amortization The EMI formula explained step by step, with a full worked example. CTC vs Take-Home Salary: What's the Difference and Why Your Payslip Looks Smaller Why your monthly salary is less than the CTC number in your offer letter.