Tokkucal
Salary Calculator
Break your annual CTC down into basic, HRA, allowances and bonus, then see an estimated gross and net take-home salary after PF, professional tax and other deductions. Built for Indian salary structures.
About the Salary Calculator
How to Use
- Enter your annual CTC as mentioned in your offer letter or payslip.
- Enter the annual Basic, HRA, Allowances and Bonus components.
- Enter your annual PF contribution, professional tax and any other deductions.
- Press Calculate to see your estimated gross salary and take-home pay.
Formula
Gross Salary = Basic + HRA + Allowances + Bonus
Estimated Deductions = PF + Professional Tax + Other Deductions
Take-Home = Gross Salary − Estimated Deductions
Detailed Explanation
This calculator gives a simplified estimate based on the salary components you enter. It does not calculate income tax (TDS), since that depends on your tax regime, exemptions and deductions under the Income Tax Act, which vary from person to person. For an exact take-home figure, check your payslip or consult your employer's payroll team.
Frequently Asked Questions
Does this calculator include income tax?
No. Income tax depends on your tax regime, exemptions and deductions, which vary by individual. This tool only nets off PF, professional tax and other deductions you enter.
Why is my actual take-home different from this estimate?
Actual take-home pay also depends on income tax deducted at source (TDS), employer-specific policies, and how your CTC is structured, which this simplified calculator does not model.
What counts as 'Other Deductions'?
Anything else deducted from your salary that is not PF or professional tax, such as loan repayments, insurance premiums or voluntary deductions.